Bespoke Financing for Complex Private Wealth
An independent, borrower-side advisor at the intersection of banks and private credit.
Post-crisis capital rules made banks less willing to lend against assets that are illiquid or hard to underwrite.
Private credit filled the gap. Credit funds, specialty lenders, and asset managers now finance the complex collateral banks avoid.
We connect asset-rich borrowers with the banks and private lenders best positioned to finance them.
A Conflict-Free Approach
We are paid only by borrowers, never by lenders. That keeps our advice independent and our process competitive.
The result: more lender options, full transparency, and stronger terms.
What We Deliver
Tailor Financing
to the Asset
Advance rates, covenants, and monitoring terms built around the specific asset.
Finance Diverse
Collateral
Loans from $5M to $100M+ against fund and LP interests, pre-IPO and restricted stock, real estate, and business assets.
Efficient
Execution
From first conversation to competitive term sheets, typically in 4–6 weeks.
Why Mac Murchadha
Independent
by Design
Paid only by borrowers. Access to 1,060+ lenders, profiled on 118 data points in MAMM.
Fill the
Lending Gap
Financing for the growing share of wealth that banks will not lend against.
Keep
the Asset
Liquidity without forced sales, discounted exits, or unnecessary tax events.
What We Do
We advise on financing built around the asset, not a standard template.
Collateral type, concentration, documentation, and your objectives decide which lenders we approach and how we negotiate.
Clients include family offices, individuals, wealth management firms, and PE-backed companies seeking asset-based refinancing.
Our Team
Bill Murphy
Founder & CEO
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Bill founded Mac Murchadha to give investors with complex, illiquid portfolios a better path to liquidity. He previously served as Director of Capital Strategy at Bank of America and Director of Investment Research at Simon Quick. He holds the CAIA designation.
Mike Novak
Head of Placement
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Mike brings 15+ years in credit origination and investment management. He has closed more than $100 million in residential mortgage transactions and previously managed over $1 billion as a Portfolio Advisor.
Chris Frissora
Advisor
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Chris is Managing Director and Head of Credit at K8 Capital, with deep experience in private credit, distressed debt, and asset-based lending. He co-founded CCOF Management, a ~$100 million private credit firm, and held senior roles at Angelo Gordon and Monarch Alternative Capital. MBA, Harvard Business School; MPA, Harvard Kennedy School; BA, Princeton.
Matt Novogratz
Advisor
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Matt is Co-Founder and Chief Commercial Officer of Candy Digital, a licensed digital collectibles platform. After 15+ years in trading and capital markets, he led sports, media, and digital asset initiatives at a family office. He brings a practical read on valuation and liquidity across alternative assets.
Max Riffin
Legal Advisor
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Max is a Partner at Prince Lobel Tye LLP, advising companies, founders, and investors on M&A, private financings, and complex strategic transactions.
Austin Bryan
Regional Advisor, West Palm Beach
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Austin covers West Palm Beach, sourcing referrals and supporting borrower relationships in the region. A serial entrepreneur with 20+ years of experience, he co-founded The Maeson Group and built its sales, distribution, and business development platform.
Sourcing Partner
Benevolent Capital
Grant Johnson, Founder & Partner
Benevolent Capital invests across professional sports, hospitality, and stadium-anchored real estate, backed by more than 1,300 LP commitments. Through our sourcing partnership, Benevolent introduces borrowers whose needs fall outside traditional lending.
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$5 million, with flexibility for the right collateral and objectives.
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Sometimes. We run a competitive process across banks, private credit funds, and specialty finance lenders, and facilities can complement your existing banking relationships.
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No. We arrange financing against private and illiquid assets, which differs materially from brokerage margin.
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Yes. Lenders first see a blind teaser with no identifying details, and every engagement is handled with strict discretion.
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Yes. Engagements are handled with strict discretion.
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Sometimes your bank is the right answer. We widen the field to specialized lenders and run a competitive process, which often improves terms for complex collateral.
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The name Mac Murchadha is rooted in Gaelic heritage, derived from the historic Irish lineage meaning “son of the sea warrior.” The choice reflects strength, strategy, and disciplined leadership, qualities that define the firm’s approach to capital structuring.
Just as the original Mac Murchadha name was associated with resilience and leadership in uncertain environments, Mac Murchadha Bespoke Financing was founded on the principle of navigating complexity with conviction, precision, and long-term vision.
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Clients typically receive competitive term sheets within 4-6 weeks.
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Success fee only, paid by the borrower when financing closes. We never take fees from lenders.